WHO NEEDS LONG TERM CARE INSURANCE PROGRAM?

Healthcare costs and long-term care costs are one of the biggest concerns today for many people. Long-term (LT) care insurance can help protect you against the significant financial risk posed by the potential need for long-term care services either in a nursing home, assisted-living facility, or in your own home. These policies can help you preser

Back in the 1980's, we started hearing about all the new ways to get a tan. I believe at that time we were discussing the "Big Hole in the Ozone Layer" and how the UV rays were coming through our skin like wildfire. That's why a lot of people started to use spry-on tans. That seems like forever ago, but there is always someone out there trying to p